Brett Winton: 一阶估计： ATM 对零售银行的战略价值在两年内下降了 75%。（而且由于分支机构现在大多只是附属 ATM 的户外广告，这种使用下降似乎也可能转化为对分支机构网络的价值破坏。）https://t.co/G9mVm03KE4 引用@wintonARK 的推文：我在大流行前每月从 ATM 取款一次。现在它〜一年一次。将其称为大流行前的 10%。您的 ATM 访问率下降到什么程度？

Posted on 2022-07-20

原推：1st order estimate:

The strategic value of an ATM to a retail bank has fallen 75% over 2 years.

(And since branches are mostly now just outdoor advertising for the attached ATMs, seems likely this drop in use translates to value destruction against the branch network as well.) https://t.co/G9mVm03KE4

Quoted tweet from @wintonARK:

I pulled cash from an ATM ~once a month pre-pandemic.

Now its ~once a year.

Call it 10% the pre-pandemic rate.

To what degree has your ATM-visit rate declined?

https://twitter.com/wintonARK/status/1549462412058718208